3BR St. Charles Townhome with Walkout Basement

Wed, Dec 31

15 White Oak Cir, St Charles, IL

$415,000

3 Beds

3 Baths

2 full, 1 half

1610 SqFt

Welcome home to this beautifully maintained 3 bedroom, 2.5 bath townhome in The Oaks of St. Charles, offering a fantastic location just minutes from parks, the Fox River, and the charming downtown districts of both St. Charles and Geneva. Set on a landscaped lot with mature trees, the home features inviting curb appeal with a welcoming front porch, a 2 car garage, and a private backyard deck perfect for relaxing or entertaining. Inside, hardwood floors run throughout the main level, highlighting a bright living room with bay window, a formal dining room, and a comfortable family room with a gas log fireplace. The adjacent kitchen is designed for both style and function with quartz countertops, stainless steel appliances, a breakfast bar, and decorative tile backsplash. Upstairs you'll find three bedrooms including the spacious primary suite with a walk in closet and private bath, along with a full hall bathroom. The finished walkout basement expands the living space with a rec room, game room, second fireplace, and laundry area. Residents of The Oaks also enjoy access to a neighborhood clubhouse and pool, creating a wonderful blend of comfort, convenience, and community living.

Property Details

Property Type Residential
Mls # 12592753
LotSize 0.04 acres
Property Subtype Townhome
Year Built 1978

When do you plan to buy?
We can help!

Enter your zip code below to get ALL the information in less than 60 Seconds! And download my ‘Ultimate Guide to Buying a Home’ and get educated about the homebuying process!

What type of property do you plan to buy?

When do you plan to buy?

How would you rate your credit score?

Is this your first property purchase?

How will this property be used?

What is the estimated purchase price of your next home?

$120,000   to   $500,000

What is your estimated down payment?

5% Down

Zero Down

More Than 50% Down

What is your gross annual household income?

$25,000 to $45,000

More Than $250,000

$0 to $25,000

What is your employment status?

Are you working with a real estate agent?

What is your full name and email?

Please enter your full name.
Please enter your Email.
Please enter a valid email address.
or use your Facebook instead

What is your phone number?

By providing your phone number to receive this free information, you accept our Terms of Use and acknowledge your personal data will be handled in accordance with our Privacy Policy. You agree that we may contact you at the telephone number you provided, including if your number is on a Do Not Call list.

The Kombrink Team
The Kombrink Team
One Source Realty
  • Geneva, IL
  • Phone: (630) 402-0021
Thank you

I'll be reaching out to you shortly. In the meantime, please feel free to call or text me with any questions.
Visit me online at https://www.kombrink.com

Photos

Get Top Dollar for Your Home

With Our 100+ Point Marketing Plan!

Learn how we will get your home:

  • In front of and shown to more buyers
  • Sold faster and for more money
  • Sold on your terms without the hassle and stress

Real Estate Resource Center

Real Estate Reports for Home Owners, Sellers & Buyers!

Maps & Local

Schools

Walk Score

Print Brochure

Reviews

Google review

Our experience with Julie was amazing. This was our first home purchase and she was fantastic throughout the whole process. Extremely responsive, knew the area, knew what to expect for every step...

Read more 03/19/2026 - David
Google review

I worked with Miles Tischhauser and would highly recommend him to anyone. Nothing but a great experience all around. My only disappointment is that I didn't get to learn more from him!

03/16/2026 - Lee Evans
Google review

Nick Kein was a phenomenal agent. I was in a unique position where I didn’t know if it would be 3 months or 3 years before I would be able to buy. Instead of pushing me off until I was preapproved,...

Read more 03/13/2026 - Leejay Richards
Google review

Kelly is fantastic! She has been kind and supportive throughout the entire experience. She was with us every step of the way! Kelly was present at the home inspection and helped us recheck the home...

Read more 03/06/2026 - Ashley Letteney
Google review

I worked with Kristen Deuter and I can’t say enough good things about my experience. I knew from the very first phone call that she would be my realtor. Kristen is very pleasant to talk to. In...

Read more 03/03/2026 - Shonna Tyson
zillow review

Matt Kombrink and the Kombrink Team were fantastic throughout the entire home-selling process! They were knowledgeable, responsive, and truly listened to my needs, making the experience smooth and...

Read more 02/10/2026 - wayneliesch
View more reviews

View More Listings

Click the property below to view the virtual tour of each listing.